Streamline your credit management process. Our expert credit officers, powerful reporting engines and risk mitigation tools, will monitor your accounts so that you can reduce overhead while improving results.

Our turnkey capabilities include all corporate credit functions, so before you hire any more staff, find out how Virtual Credit Manager can support your business credit needs.

We complement your credit department by co-sourcing any credit support function. No credit department? No problem – we can handle the entire job.

• Avoid additional fixed overhead and risks of hiring
• Immediate access to high quality credit analysts, advice, information and systems
• Internet risk monitoring keeps you always in the picture
• Consolidate data from various systems to provide you a corporate level control of credit risk

Virtual Credit Manager is our credit co-sourcing and credit service portal, which is an optimal way to track credit exposures against credit guidelines, credit ratings, payment scores, and for storing financial statements and other documents. It can also provides a snap shot of the downloaded actual customer AR aging. It can be a consolidating tool in rolling-up credit data from subsidiaries with diverse systems for corporate oversight.

• Credit ratios and metrics
• Customer firmographics
• Email alerts
• Financial analysis and statements when available
• Industry trade payment references
• Over/under credit exposures highlighted
• Payment experience trending (PQI™)
• Proprietary and third party credit reports
• Your “own” expert analyst available by email or phone
• Your risk portfolio updated as conditions change
• Credit document imaging

If you require a more limited solution, talk to us, as we also provide almost any type of singular credit decision support service, including:

• TradeChek PLUS Reports
• New account application processing
• Trade and bank references
• Credit lines
• Financial analysis
• Monitoring risks
• Scoring